HomeEconomyNearly 34 billion dirhams of guaranteed loans in 2022

Nearly 34 billion dirhams of guaranteed loans in 2022

Loans guaranteed by Tamwilcom for the past year amounted to nearly 34 billion dirhams (MMDH), indicated its managing director, Hicham Zanati Serghini.

Some 92% of these credits were in favor of micro and very small enterprises (TPE), specified Zanati Serghini, who spoke during a panel on the financing of productive investment, as part of the first edition. of the “National Day of Industry”.

Through its Damane Istitmar product, Tamwilcom guarantees each year between 5 and 6 billion dirhams of credits for investment in favor of projects in priority sectors, in particular those related to industry, the green economy and export. he said, noting that a new offering will soon be in place for innovation and startups.

The manager also indicated that two new products should see the light of day, one intended to respond to the problems of the need for working capital through the guarantee of factoring, and the other dedicated to the guarantee of markets at the export to support SMEs in their internationalization.

Delivering the details of the credits granted, Zanati Serghini explained that nearly 45% of the credits granted today by the banks are intended for the financing of very small, small and medium-sized enterprises (TPME), against only 23% 10 years ago. , and this rate, he estimated, is close to that in force (50%) in the countries of the Organization for Economic Co-operation and Development (OECD).

For his part, the president of the General Confederation of Moroccan Enterprises (CGEM) group in the House of Councillors, Youssef Alaoui, recalled the important role played by the Economic Watch Committee (CVE) during the health crisis and the mobilization the government, banks, and the CGEM, for the establishment of Damane Relance and Damane Oxygène aimed at supporting companies impacted by the crisis.

“In view of the succession of current crises, I think that the CVE should be reactivated in a new reconfiguration and more support for Moroccan companies (…). It is urgent to consider that we are still called upon to support VSMEs which are the main job providers in Morocco,” he said.

It should be noted that the “National Industry Day” brought together the ministries, the institutions concerned, the professional federations and the private operators, and served as a platform for exchange on the strategic development issues of the sector and the priorities of the new industrial strategy.

The National Day of Industry, the next editions of which will be broken down into regions in order to highlight local industrial potential and deal with specific associated issues, will be included in the global calendar of economic events, as an appointment for annual reference of Industry in Morocco.



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