After 20 years of reign, King Mohammed VI has moved on to the third generation of reforms. In this vein and in parallel with the reform of the economic model, the Sovereign, as usual, once again caught the political actors by surprise by setting in motion the train of a new social model with as a cornerstone the generalization of Social Protection.
One of the inestimable advantages offered by the constitutional monarchy in Morocco is that it allows the continuity of major projects far from changes and especially tensions and political disagreements.
From August 2019, and in perfect coherence with the spirit of the revolution of the King and the People, in his speech the Monarch did not seek to hide the sun with a sieve – as some politicians do -, putting his finger there where the shoe pinches concerning the exhaustion of the development model.
And as the reform of the latter cannot be efficient without that of the social model, King Mohammed VI, faithful to his forward-looking vision, launched the process of generalization of social coverage for the benefit of all Moroccans.
A social model to complement the economic model
In the same vein as his 2018 Throne Speech calling for “a swift overhaul of the social protection system, which is still marked by a scattering of interventions and a low rate of coverage and effectiveness”, King Mohammed VI has in his Speech from the Throne of 2020 considered that “the time has come to launch, over the next five years, the process of generalization of social coverage for the benefit of all Moroccans”.
Promised thing due, on April 14, coinciding with the first Ramadan, King Mohammed VI launched the gradual deployment of this operation by launching a historic program whose symbolism of solidarity escapes no one.
This program includes several components, including the generalization of compulsory health insurance, at the end of 2022, for the benefit of 22 million additional people who will benefit from insurance covering the costs of treatment, drugs and hospitalization.
Fortunately, for this beautiful country, the time of a reign is not subject to political time and its deadlines, otherwise we could have seen the government resulting from the 2021 elections review the copy of its previous one or opt for another vision. …
Generalization of family allowances
Thus, the royal program also includes the generalization of family allowances during the years 2023 and 2024 for the benefit of families who do not benefit from them according to the texts in force.
The reforming King, concerned about the future of the children of his Fatherland, insisted that these families will benefit, depending on the case, from lump-sum compensation or compensation for the protection of dangers relating to childhood (school dropout) targeting 7 million children of school age.
Like the less young, the other age groups were not left out. Because, the other pillar of this program is the widening of the base of the members of the pension plans to include approximately 5 million people who exercise a job and do not benefit from any pension by 2025.
Workers also have nothing to envy as long as the program also provides for the generalization of the indemnity for job loss during the year 2025 to cover anyone with a stable job.
Starting from a realistic vision, this program took into account the challenges it could face.
In this wake, the low rate of medical supervision was taken into account and the program set itself the objective of meeting this challenge as well as that of the significant deficit in human resources and their unequal geographical distribution.
It is within this framework that the strengthening of national medical capacities and the fight against the deficit in terms of health frameworks intervened, through the opening of the health sector to foreign skills and to foreign investment and capitalization. on successful experiences.
Benchaâboun, the architect of reform
In order to avoid any overlap with politics, it was the technocratic Minister of Economy and Finance, Mohammed Benchaâboun, who was responsible for the financial arrangement of this royal project, the annual cost of which should be 51 billion dirhams. of which 23 billion will come from the state budget.
A little more than a month after the signing of the conventions before the Sovereign, the Minister of the Economy and Finance, but also of the Reform of the administration was in the process of implementing the royal program.
On Monday, May 24, during a session of oral questions in the House of Representatives, the craftsman of the great royal building site affirmed that “traders, farmers, crafts professionals, transporters and liberal professionals could benefit medical coverage, after only one month of their registration and payment of contributions to the National Social Security Fund (CNSS) ”.
This real feat, which should also benefit all professionals and independent providers subject to the single professional contribution system CPU, the auto-entrepreneur regime or the accounting regime, is only the first on a long list.
This royal project will have to extend according to the schedule fixed to other categories in the perspective of the effective generalization of social protection to all Moroccans.
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